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What are my rights as a home buyer?

As a home buyer, you have the following rights:

  1. Right to fair treatment: You have the right to be treated fairly by all parties involved in the transaction, including the seller, real estate agent, and lender.
  2. Right to privacy: Your personal information, such as your financial information and the reason for purchasing a home, should be kept confidential.
  3. Right to a proper disclosure: The seller must disclose any known defects or problems with the property.
  4. Right to a property inspection: You have the right to have the property inspected by a professional inspector to assess its condition.
  5. Right to review and understand documents: You have the right to review and understand all documents related to the transaction, including the purchase contract, mortgage documents, and title report.
  6. Right to cancel the contract: You may have the right to cancel the contract within a certain timeframe, as specified in the purchase agreement.
  7. Right to a clear title: You have the right to receive clear title to the property, free of any liens or encumbrances.

It’s important to educate yourself on your rights as a home buyer, and to have a real estate professional assist you in the process if necessary.